Cold-Hardy Palms
Windmill Palm (Trachycarpus fortunei)
Hardiness: 5°F (Zone 7–11)
Height: 20–40 ft
Light: Sun/Part Shade
Water: Moderate
Landscape Use: Focal points, entryways
Buy: Fertilizer | Frost Cloth | 3–4 ft Palm
Needle Palm (Rhapidophyllum hystrix)
Hardiness: –5°F (Zone 6–11)
Height: 4–6 ft
Light: Shade–Part Shade
Water: Moist
Landscape Use: Shade gardens, foundation plantings
Mediterranean Fan Palm (Chamaerops humilis)
Hardiness: 10°F (Zone 8–11)
Height: 8–15 ft
Light: Full Sun
Water: Low–Moderate
Landscape Use: Rock gardens, slopes, multi-trunk accent
Sabal Minor (Dwarf Palmetto)
Hardiness: 0°F (Zone 7–11)
Height: 3–6 ft
Light: Sun–Shade
Water: Moderate
Landscape Use: Wet areas, understory planting
Sabal Birmingham
Hardiness: ~5°F (Zone 7–10)
Height: 15–25 ft
Light: Sun
Water: Moderate
Landscape Use: Large tropical focal tree
Sabal Louisiana
Hardiness: 5–10°F
Height: 15–20 ft
Light: Sun
Water: Moist–Wet tolerant
Landscape Use: Low areas, coastal sites






Tropical Accent Plants
Hardy Banana (Musa basjoo)
Hardiness: 0°F with mulch
Height: 10–18 ft
Light: Sun
Look: Huge tropical leaves
Use: Instant tropical effect
Ensete Maurelii (Red Abyssinian Banana)
Hardiness: 20–25°F (overwinter indoors)
Height: 8–12 ft
Color: Deep red foliage
Use: Bold accent
Tetrapanax (Rice Paper Plant)
Hardiness: 10°F
Height: 10–15 ft
Look: Massive leaves
Use: Jungle-style gardens
Hardy Hibiscus (Hibiscus moscheutos)
Hardiness: Zones 4–9
Height: 3–7 ft
Light: Full Sun
Color: Vibrant blooms in shades of red, pink, white, and magenta
Landscape Use: Bold summer focal point or border color
A dramatic flowering perennial that brings true tropical-looking blooms to cooler climates — great for summertime impact.
Canna Lily (Canna indica hybrids)
Hardiness: Zones 7–10 (dig and store rhizomes in cooler areas)
Height: 3–6 ft
Light: Full Sun
Color: Red, orange, yellow, pink flowers; bold foliage
Landscape Use: Containers, beds, pool edges
Cannas offer long seasons of color and bold, tropical foliage that pairs well with palms and other large-leaf accent plants.
Cape Fuchsia (Phygelius)
Hardiness: Zones 7–10
Height: 2–4 ft
Light: Full Sun to Part Shade
Color: Red-orange tubular flowers
Landscape Use: Containers, borders, pollinator gardens
Provides late-season nectar and color and mixes well with tropical foliage.
Astilbe (Astilbe spp.)
Hardiness: Zones 4–9
Height: 1–3 ft
Light: Part Shade
Color: Pink, red, white, purple plumes
Landscape Use: Moist shady borders or foundation plantings
Soft, plume-like flower spikes add textural contrast and color in areas where tropical foliage alone might feel too heavy.
Coral Bells (Heuchera spp.)
Hardiness: Zones 4–9
Height: 1–2 ft
Light: Part Shade to Full Sun
Color: Foliage in burgundy, lime, purple, and silver tones; delicate flowers
Landscape Use: Edges, groundcover, mass plantings
Coral Bells provide year-round color and foliage contrast, especially useful around structural plants like palms or bananas.


Evergreen Tropicals
Fatsia Japonica (Japanese Aralia)
Hardiness: 5–10°F
Height: 5–8 ft
Light: Shade–Part Shade
Use: Understory, tropical borders
Phormium (New Zealand Flax)
Hardiness: 15–20°F
Height: 3–8 ft
Colors: Green, bronze, variegated
Use: Spiky form contrast
Cordyline Australis
Hardiness: 15–20°F
Height: 10–20 ft
Use: Palm-like color accent
Mahonia ‘Charity’
Hardiness: Zones 6–9
Height: 8–10 ft
Light: Part Shade to Sun
Color: Bright yellow winter blooms + blue berries
Landscape Use: Background texture, winter interest
Mahonia blooms in winter when most plants are dormant, adding early flower color and structure to tropical-inspired plantings.
Camellia sasanqua
Hardiness: Zones 7–9
Height: 6–10 ft
Light: Part Shade
Color: Red, white, or pink blooms in winter or early spring
Landscape Use: Evergreen hedge or specimen
Camellias extend seasonal blooms and pair beautifully with broadleaf tropical plants in cooler gardens.


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